I have a friend who is very careful with his finances. Every time I have a question o personal finance, on whether I should go ahead to purchase something big, I run to him!
Last time, he helped me out when I was selecting credit cards to apply for. There were too many available types of credit cards in the market that I got confused! He told me that I don't really need a credit card given my lifestyle but I insisted on his help in selecting the one that meets my needs the most. He recommended me a card that offers cash back and I have been satisfied with it.
He also helped me decide on opening new overseas checking and savings accounts to facilitate my online business. I needed them so that I could easily accept funds and also make payments to my supplier. To use my local accounts would cost me to lose out on the currency exchange rate.
Now, I am looking for car loans and I will soon be bugging him with more questions. HHmm somehow a better car seems only a little bit more expensive than the one I could afford. I really need his opinion on which to get. He is in risk management and he should know how to help me manage my finances better.
Last time, he helped me out when I was selecting credit cards to apply for. There were too many available types of credit cards in the market that I got confused! He told me that I don't really need a credit card given my lifestyle but I insisted on his help in selecting the one that meets my needs the most. He recommended me a card that offers cash back and I have been satisfied with it.
He also helped me decide on opening new overseas checking and savings accounts to facilitate my online business. I needed them so that I could easily accept funds and also make payments to my supplier. To use my local accounts would cost me to lose out on the currency exchange rate.
Now, I am looking for car loans and I will soon be bugging him with more questions. HHmm somehow a better car seems only a little bit more expensive than the one I could afford. I really need his opinion on which to get. He is in risk management and he should know how to help me manage my finances better.
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