As you know, I am trying to buy my very first insurance and I am confused by the various policies. What do each cover? Surely they are different, otherwise why the different names like life and term life insurance?
I have a few friends who are insurance agents and well, they don't want to entertainment me because I ask too may questions! They think I am not serious but I really am considering it, at least I would be able to get tax relief, that's what I have been told.
Sometimes, I feel that it is better to depend on myself to find the information I want. I am not going to ask them anymore, and neither am I going to buy from them once I have decided on a policy.
I went online to check various insurance sites but most got me even more confused. Do I sound like a dumb blonde? I suggest that insurance company please explain everything in plain everyday English, so that people like me who are not in the field, who have not bought insurance before, and have no one to answer our questions, could obtain the information online and understand and digest the subject easily.
One such site that I found explaining insurance in everyday language is America Direct. Not only that, they have a Quick College where they discuss why it is important to get covered, why just employee insurance is not enough, how to apply for and purchase life insurance, what happens when the policy holder dies, among a host of other questions, concerns and doubts.
What I find comfortable with America Direct is that the company is not out to sell insurance but to educate and share knowledge. Oh yeah, if you have ever been confused by insurance terms that your agent throws at you, check out the definitions from American Direct.
Seriously, from surfing the site for thirty minutes, I gained more information than spending an hour with my insurance agent friends, and I am the one who always have to pick up the bill! Bahhh! Not fair!
I have a few friends who are insurance agents and well, they don't want to entertainment me because I ask too may questions! They think I am not serious but I really am considering it, at least I would be able to get tax relief, that's what I have been told.
Sometimes, I feel that it is better to depend on myself to find the information I want. I am not going to ask them anymore, and neither am I going to buy from them once I have decided on a policy.
I went online to check various insurance sites but most got me even more confused. Do I sound like a dumb blonde? I suggest that insurance company please explain everything in plain everyday English, so that people like me who are not in the field, who have not bought insurance before, and have no one to answer our questions, could obtain the information online and understand and digest the subject easily.
One such site that I found explaining insurance in everyday language is America Direct. Not only that, they have a Quick College where they discuss why it is important to get covered, why just employee insurance is not enough, how to apply for and purchase life insurance, what happens when the policy holder dies, among a host of other questions, concerns and doubts.
What I find comfortable with America Direct is that the company is not out to sell insurance but to educate and share knowledge. Oh yeah, if you have ever been confused by insurance terms that your agent throws at you, check out the definitions from American Direct.
Seriously, from surfing the site for thirty minutes, I gained more information than spending an hour with my insurance agent friends, and I am the one who always have to pick up the bill! Bahhh! Not fair!
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