A friend brought this to my attention since I don't shop at Public Bank's e-mall. He said that shopping with credit or debit card, he gets to enjoy 10% discount off his purchases but this 10% is not only applicable for Public Bank credit and debit cards but also for credit cards from other credit card issuers.
My friend thinks that it doesn't make sense. Although he understands that Public Bank wants business for the online shopping portal, it is not giving their own customers more incentive to shop at the eCommerce site compared to other credit card holders.
I have to agree that Public Bank should offer better incentives to their own customers and not offer 10% discount across the board. Sure they can solicit business from credit card holders from other issuers but they should make it more attractive for us to hold their credit and debit cards. Don't you think so too?
My friend thinks that it doesn't make sense. Although he understands that Public Bank wants business for the online shopping portal, it is not giving their own customers more incentive to shop at the eCommerce site compared to other credit card holders.
I have to agree that Public Bank should offer better incentives to their own customers and not offer 10% discount across the board. Sure they can solicit business from credit card holders from other issuers but they should make it more attractive for us to hold their credit and debit cards. Don't you think so too?

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