I came across a report that stated the MD of Debt Advice Foundation in Britain has advised young people in the country to spend the balance in their bank account and not opt for borrowed money, like charging their credit cards.
Well, credit cards aren't all evil. It's how we use it that's important. Obviously, we shouldn't buy what we cannot afford and rely on the credit card to pay for our purchases. What I personally do is to make sure that I have the balance in my bank account before I charge my credit card so that I can settle my credit card bill in full when it arrives.
Well, credit cards aren't all evil. It's how we use it that's important. Obviously, we shouldn't buy what we cannot afford and rely on the credit card to pay for our purchases. What I personally do is to make sure that I have the balance in my bank account before I charge my credit card so that I can settle my credit card bill in full when it arrives.
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