A friend told me the each month, his credit card bills go as high as RM5000. For a family of four, that's a lot of money spent. For me, my credit card bills are not more than RM1500 a month. Truth be told, I get stressed out when they exceed RM1000. I know, I am cheap but I don't believe in overspending.
And even if I have unavoidable expenses some times, I make sure that I tighten my belt the following few months so that my overall yearly expenses will not be too high.
Anyway, credit card may be of great convenience but have to make sure to settle the bill in full so as not to incur interest! That snowballs really quickly!
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