I have linked my HSBC (Malaysia) bank account to my PayPal account last week but have yet to initiate a transfer. I will only do that later this week. Although I have various savings bank accounts for different purposes, my HSBC (Malaysia) bank is my least use account with very little money inside.
I certainly do not feel comfortable linking my primary or even secondary bank account to PayPal and give access to my funds to PayPal. And since I already have a rarely used bank account, it wouldn't make sense to open yet another savings account specifically for PayPal.
Linking a bank account to PayPal is a pain free process. However, I did make a call to HSBC first for the Swift Code to make doubly sure that the one provided by PayPal is correct. Like I mentioned before, the one given for CIMB was wrong and until today, has yet to be corrected.
Since we do not have to verify our bank account in any way, I still cannot decide if I should just withdraw at least MYR400 to avoid paying MYR3 service fee, or just make a nominal withdrawal to test that the funds could be cleared in spite of the sequence of my name. If funds are returned, I would then have paid MYR3 for the service fee plus MYR15 returning fee. Hmmm what should I do?
I certainly do not feel comfortable linking my primary or even secondary bank account to PayPal and give access to my funds to PayPal. And since I already have a rarely used bank account, it wouldn't make sense to open yet another savings account specifically for PayPal.
Linking a bank account to PayPal is a pain free process. However, I did make a call to HSBC first for the Swift Code to make doubly sure that the one provided by PayPal is correct. Like I mentioned before, the one given for CIMB was wrong and until today, has yet to be corrected.
Since we do not have to verify our bank account in any way, I still cannot decide if I should just withdraw at least MYR400 to avoid paying MYR3 service fee, or just make a nominal withdrawal to test that the funds could be cleared in spite of the sequence of my name. If funds are returned, I would then have paid MYR3 for the service fee plus MYR15 returning fee. Hmmm what should I do?
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