While people are living longer now that our medical technology has improved so much, I feel that it is not doing any good if medical costs continue to increase. You know, I still do not have health insurance and I know that the premium is going to be higher and higher as I grow older.
However, I still cannot decide which policy to take out and one of my concerns, as a self-employed person, is that I would not be able to meet my new monthly insurance commitments. What if I am not able to work for a couple of weeks or even a month? I would not have an income then. Although I could dig my savings, I hate doing that.
I really need to get an insurance agent to help clear my doubts. I understand that if I buy insurance before the end of the year, I would be eligible for income tax rebate. I need clarification on this as well!
Thursday, 11 September 2008
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