I have been doing a lot of online shopping lately, because everything seems so appealing and cheap. I know, this is just an illusion! Whatever it is, I have already overspent in December 2012 and January 2013! 

I am also trying to cut my overhead cost and so far, can see that with the switch in services, I save approximately RM140 per month. Not much, I know, but I feel good knowing that I have less of a burden to carry. 

After overspending for two months, I will have to tighten my belt for the next couple of months. It's Chinese New Year in February, though, so that's going to be even more expenses!